Greg Snow - Southwest Florida Real Estate Expert provides real estate services to Cape Coral, Fort Myers, Sanibel and Captiva Islands

 The Final Frontier, is not always space, but fighting to delay or prevent or foreclosure of your home. An Associated Press (www.ap.org) article today referencing a small town in central Florida, a woman had lost her job and was going to lose her home. She managed to halt the foreclosure proceedings by asking the siting judge to have the lien holder  produce the originaal note, mortgage, and other documents she signed when she closed on her home. In Lee County, Florida, with our large distressed homes inventory (www.swflrealtors.com), and (www.swflreia.com), the homestead property owners amy want to consider this approach.

 Since the real estate buying and selling insanity of the last five years has generated volumes of mortgages and notes, and these securities have been packaged, grouped and resold, and resold again, the original documents signed could very well be in Iraq today, if they exist at all. It is far from being unreasonable to use free court documents provided by some attorneys like Chris Hoyer of Tampa with his www.consumerwarningnetwork.com to fight the foreclosure proceedings of " show me the money" with retort of " show me the note".

 Is this merely fruitless delaying tactic that only prolongs the inevitable? Possibly, however our lady in central Florida filed her documents last fall (the bank had acknowledged they could not produce the original), and she is still in residence with no notice of any activity on the part of the lender. Some judges will be more sympathetic than others of course, but is justice served when over 2.3 MILLION homeowners faced foreclosure in 2008 and more are facing this year the prospect of losing the great American dream. A University of Iowa study www.uiwa.edu last year felt that, over 40 percent of the time, in foreclosure cases, there was missing original documentation that could effectively delay or even halt the foreclosure process.

Just today, President Barack Obama unveiled his $75 billion plan to keep as many as 9 million Americans from losing their homes to foreclosure. Let us all pray we are on the road to gettin back to a healthy economy and vibrant housing market.